Terms & Conditions

1. Introduction

Welcome to certificateop.com. These Terms and Conditions govern the use of our website and services. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, you should not use our website.

2. Definitions

In these Terms and Conditions: "Website" refers to certificateop.com. "Services" refers to the real estate crowdlending information services offered through the website. "User" refers to any person who accesses or uses the website. "Certificateop" refers to Certificateop S.L., owner and operator of the website.

3. Description of Services

Certificateop provides educational information about real estate crowdlending in Spain. Our website offers informative content about investment opportunities in the real estate sector, but does not constitute financial, legal or investment advice.

4. Eligibility

To use our services, you must be at least 18 years of age and have the legal capacity to enter into binding contracts. By using our website, you represent and warrant that you meet these requirements.

5. User Obligations

By using our website, you agree to:

• Provide truthful and up-to-date information when requested
• Not use the website for illegal or unauthorized purposes
• Not attempt to access restricted areas of the website without authorization
• Not interfere with the normal operation of the website
• Respect the intellectual property rights of Certificateop and third parties

6. Intellectual Property

All content on the website, including text, graphics, logos, images, software and other materials, is protected by intellectual property rights and is owned by Certificateop or its licensors. Reproduction, distribution or modification of such content without prior written authorization is prohibited.

7. Disclaimer

The information provided on our website is for informational and educational purposes only. It does not constitute financial, legal or investment advice. Investments in real estate crowdlending carry risks, including possible loss of invested capital. We recommend seeking independent professional advice before making investment decisions.

8. Limitation of Liability

To the maximum extent permitted by law, Certificateop shall not be liable for any direct, indirect, incidental, special or consequential damages resulting from the use or inability to use our website or services.

9. Links to Third Parties

Our website may contain links to third-party websites. These links are provided solely for your convenience. We have no control over the content of these sites and assume no responsibility for them.

10. Modifications

We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect immediately upon posting on the website. Your continued use of the website after such modifications will constitute your acceptance of the new terms.

11. Termination

We reserve the right to suspend or terminate your access to the website at any time, without prior notice, for any reason, including breach of these Terms and Conditions.

12. Applicable Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Spain. Any dispute arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Madrid, Spain.

13. Contact

If you have questions about these Terms and Conditions, you can contact us at info@certificateop.com or at Calle Gran Vía 28, 4th Floor, 28013 Madrid, Spain.